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MORTGAGES

  • Mahay Financial Services are able to offer advice on a range of mortgages suited your individual circumstances and requirements. We operate on a "whole of market" basis which means we have access to all the high street banks and major financial institutions in order to ensure we source and recommend a product suited to meet with your individual circumstances and requirements as best as possible.

    Please click the links below for more information on the various types of mortgages we are able to offer advice on. Alternatively please submit an enquiry via our contact us page, and a dedicated account manager will be appointed to you in order to offer assistance with any queries you may have as well as help guide you through the process of obtaining a product that is right for you.

WHAT IS A MORTGAGE?

A mortgage is a loan taken out to buy property be it a house, flat, bungalow or land. The mortgage is "secured" against the value of your home until the balance is paid off in full. Mortgages run over a period of a number of years, known as the 'term', which is often around 25 years but this can vary depending on individual circumstances.

You will be charged interest on the money you borrow. The higher the interest rate is on the mortgage, the more money you will have to pay in interest. The quicker you pay off your mortgage, the less interest you pay. You should carefully consider your circumstances before taking out a mortgage as failure to keep up with repayments may result in your home being repossessed.

Purchase

Thinking of buying a new home? Give us a call and ask us about the competitive rates lenders are offering. Use our free mortgage calculator to see how much you could borrow.


ReMortgage

Come out of your fixed interest period? Need to raise funds to develop your home or invest in your business? Speak to a dedicated account manager about the range of products we are able to offer.

1st Time Buyers

Trying to get onto the property ladder? Confused by the process? Get in touch and ask about lenders offering great incentives to first time buyers. Your dedicated account manager will help guide you through the process.

Buy To Let

Thinking of investing in property? Need to re-mortgage your existing portfolio? Get in touch with us today and speak to a commercial specialist about the fantastic products currently on offer.