Home insurance can cover two key areas depending on the type of cover
you take out, they can be either buildings or content insurance, or
both.
What do they cover you for? Building insurance insure will
cover the structure of your home, this includes the walls, roof, windows
as well as other fixtures such as your kitchen and bathrooms. Depending
on the chosen insurance provider and policy, they will vary but in general
they should insure your home for fire, flood, subsidence and other critical
damage.
Contents insurance will cover your personal belongings if they become
damaged, lost or stolen. In general, contents insurance will cover against,
electrical items, furniture, jewellery and clothing. Most insurance
will offer additional cover, but that would at the cost of an additional
premium. Common additional policies added are for, accidental damage
and legal expense cover.
Home insurance can cover two key areas depending on the type of cover
you take out, they can be either buildings or content insurance, or
both.
The benefits of buildings and content insurance:-
- The insurance policy will pay out in the event of any damage to your
home or damage, loss or theft of your personal possessions
- Peace of mind knowing you will be covered enabling you to either repair
or replace the damage caused